Upward
UPWARD
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Upward
UPWARD
Request a HomeLandlordProperty ManagersBlogSign In
GET STARTED

Pay rent like any bank app.
Get recognized like never before.

Send rent straight to your landlord’s bank account via online payment or instant bank transfer. Your landlord receives the funds with your verified name and property in the bank narration, even if they are not on Upward. Meanwhile, every on-time payment builds your Credibility Score and verified Rent Passport.

Create Account & Pay Rent Watch Step-by-Step Flow
Interactive Payment Walkthrough

Watch how Upward delivers your rent directly to your landlord while building your score.

STAGE 01 / 06Step 1 of 6

Sign Up & Add Rental Details

Enter your rent amount, property details, and your landlord or property manager's standard bank details. Upward instantly validates their bank name and account before continuing.

Account number verified in real time before you pay.
Rental Property Verified Residence
Unit 3B, Palm View Court
Admiralty Way, Lekki Phase 1, Lagos
Rent Amount₦2,400,000 / yr
Payment FrequencyAnnual
Landlord Bank Account Account Validated
0123456789 • Guaranty Trust Bank
Babatunde Adeleke (Name Resolved)
Trust & Value Comparison

The same bank transfer reliability. Far superior benefits.

When you pay rent through Upward, your money travels through standard banking rails to your landlord’s bank account, but with advantages your normal bank app could never give you.

Standard Bank App Transfer

  • Transfers funds to your landlord
  • Landlord asks "Who sent this?" due to truncated bank descriptions
  • You have to screenshot receipt and send manual WhatsApp messages
  • Zero rental credibility score built for your financial future
  • Zero rental record or portable history established
  • Cannot be used to qualify for lower deposits or home mortgages
Recommended for Renters

Upward Rent Transfer

  • Direct Bank Settlement: Landlord receives funds directly in their existing bank account.
  • Zero Landlord Friction: Landlord does not need an Upward account or app download.
  • Smart Narration: Bank credit alert clearly states your full name and property address.
  • Official Digital Receipt: Instant verifiable tamper-proof PDF with one-tap WhatsApp sharing.
  • Credibility Score Growth: Every on-time payment boosts your official Upward Credibility Score.
  • Mortgage Pathways: Build a verified payment history to qualify for future mortgage options.
Clear Answers

Everything you need to know about paying with Upward

No! Your landlord does not need to register, download any app, or do anything differently. You simply provide their standard Nigerian bank account details (GTBank, Access, Zenith, etc.). The money transfers directly into their bank account just like any interbank transfer.

Ready to turn your rent payments into your greatest asset?

Join thousands of forward-thinking Nigerian renters who pay rent with complete peace of mind, build verified financial reputation, and unlock mortgage opportunities.

Sign Up & Pay Rent Chat on WhatsApp
Upward
UPWARD

Africa's first credit-building platform dedicated to making housing affordable and accessible for the next generation of homeowners.

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